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Tata Motors Finance-Tata Capital merger approved by CCI

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NEW DELHI: The Competition Commission of India (CCI) on Tuesday approved the merger proposal of Tata Motors Finance Ltd into Tata Capital Ltd which is a subsidiary of Tata Sons and operates as a non-banking financial company – Investment and Credit Company (NBFC-ICC).
TCL primarily deals in lending, leasing, factoring, financing and distributing financial products.
“CCI approves the proposed merger of Tata Motors Finance Ltd with and into Tata Capital Ltd,” the regulator said in a post on X.
Tata Motors Finance Ltd (TMFL) specializes in the business of providing loans and facilities to finance the purchase of new vehicles manufactured by Tata Motors and its affiliated companies. TMFL also deals with the refinancing of existing vehicle finance loans. It is a step-down wholly-owned subsidiary of Tata Motors Ltd.
Previously in June, Tata Motors, TCL and TMFL’s board approved a merger of TMFL with TCL through an NCLT scheme of arrangement.
As part of the merger, TCL will issue equity shares to the shareholders of TMFL, leading to TML acquiring a 4.7 percent stake in the merged entity.
In FY24, TCL and TMFL reported a post tax profit of Rs 3,150 crore and Rs 52 crore respectively.
The transaction also aligns with TML’s goal of exiting non-core businesses and redirecting its capital spends on emerging technologies and products.
The deals beyond a certain threshold require approval from CCI, which keeps a check on unfair business practices promoting fair competition in the marketplace.



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